Health cover: a better deal from the HSA for our readers
Reader review and table of cover
Our readers have been asking us for a better deal on everyday healthcare. We’ve found the best deal with the best supplier in the country.
Club Together reader and panellist Jean Gouldthorpe is already a member of HSA. We sent her to review the new, exclusive Club Together offer and grill HSA’s Marketing and Sales Director, Paul Bridge.
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| Benefits |
- Cover for check-ups treatments and emergencies.
- Lower premiums than publicly available.
- No penalties for claiming. You can claim the day your cover starts
- You are encouraged to claim! 86% of claims paid within 1-2 working days
- Pre-existing conditions covered.
- NHS and private treatment covered No GP referrals required
- Age limit to join is 69 - 10 years higher than normal for Club Together readers.
- Cover and premiums are the same as for those under 60
- Existing HSA Health Cash Plan holders can transfer
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Jean Gouldthorpe: Need to Know.
- I’m a Club Together reader and panellist
- I once bought a bicycle just to chat up a cyclist in Accounts!
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Jean: “What are you offering and why should we trust you?”
Paul: “A Health Cash Plan that helps you to spread the cost of everyday healthcare – eyes, teeth and back are the three biggest areas people claim on.”
“It allows you to budget for health appointments so that you can avoid being hit with a sudden hefty bill. HSA also provides the reassurance that you can access healthcare when you need it, not just when you can afford it.
“The advantages of this Club Together offer include 75% back on complementary therapies. Plus, for dental and optical visits we pay 100% back.”
To find out more call
FREE 0800 988 1918
Jean: “100% payback up to annual limit – that’s a huge advantage.”
Paul: “We actively encourage people to claim up to their limits as this means that they are fully utilising their Plans, feeling the benefit and value.”
Jean: “If I claim am I going to be penalised?”
Paul: “Not here. We don’t have no-claims bonuses and your premium doesn’t go up if you claim.”
Jean: “Do you pay for visits to consultants in private hospitals? Without a GP referral?”
Paul: “Yes. You can use your Plan to visit a consultant directly, without a GP referral.”
Jean: “Why don’t you let people over 69 join?”
Paul: “To ensure that our Healthplans remain affordable and at the same price for everyone, we do need to impose some restrictions. However, if you join before you are 70 then you can keep this Plan for life.”
Jean: “Can I claim for health services abroad?”
Paul: “You can claim for emergency treatment in the EU.”
Jean: “How does this Plan compare to healthcare competitors?”
Paul: “HSA is the UK’s favourite Health Plan provider and recent winner at the Personal Finance Awards. The Everyday Healthplan we are offering to you is a unique opportunity that we hope Club Together readers will take up and benefit from.”
Reader verdict
“I recommend this offer to Club Together readers.
“I, my family and my friends have had the HSA Health Cash Plan for many years.”
JEAN'S RATING
Using our 5 Golden Rules for a better deal…
5/5 – Honesty
Very honest, they gave us a full insight to our queries
5/5 - Price guarantee
It saves me £2 a month for better cover – good value
5/5 – Service
This mark is given from my own experience
5/5 - Information
HSA information is concise, informative and simple
5/5 – Recognition
Very good offer for Club Together readers
JEAN’S OVERALL SCORE:
25/25
To find out more call
FREE 0800 988 1918