The solution for older travellers
Travel Cover for Us
We’ve heard from our pension members how frustrating and unfair travel insurance is for retirees. So we decided to negotiate our own special deal!
Forget the ridiculously low age limits, staggeringly expensive premiums and unsympathetic treatment that seem to be the norm for most of us.
Here’s a great offer exclusive to Club Together members that provides exactly what you asked for – including cover up to age 79, no excess and premiums from just £50.29*.
That’s more like it!
Who provides this Travel Insurance?
We have used our collective buying power to negotiate this great deal with Rock Travel Insurance. They provide Travel Insurance underwritten by Mapfre Assistance.
*A worldwide annual multi-trip policy for an individual under the age of 79.
What do you want to do now?
Mapfre Assistance is covered by the Financial Services Compensation Scheme. This provides compensation in case any of its members go out of business or into liquidation and are unable to meet any valid claims under its policies. Further information can be obtained from the Financial Services Compensation Scheme (www.fscs.org.uk) or by contacting: The FSCS at 7th Floor, Lloyds Chambers, Portsoken Street, London, E1 8BN or by calling 0207 892 7300.
Mapfre Assistance is a wholly owned subsidiary of Mapfre Asistencia Compañía Internacional de Seguros y Reaseguros, S.A. which forms part of the MAPFRE Group. Registered in England and Wales no: FC021974.
Travel insurance from just £50.29 - with no excess
Choose from 3 products to suit your needs and your budget.
Premiums start from just £50.29 and, unlike most travel insurance for the over 65s, all three products are without any ‘claims excess’ - so what you see is what you get.
No Pre-existing Conditions cover
If you’re fit and healthy, aged 74 or under, with no-pre existing conditions, this is the cover for you. There’s no need for a medical and no health questions to answer.
Medical Declaration cover
Worried about your medical history, but don’t feel it warrants a medical examination? This product may be more suitable. Rock will simply read through a list of medical criteria regarding your health, and if none of the criteria apply and providing you are 79 or under, you’re covered.
Medical Screening cover
Rock cover more pre-existing conditions than most other providers! With this product, if you are under 79 you go through a ‘telephone medical screening process’. Rock will then give you cover based on the outcome.
We believe Rock offers something that no-one else has in the travel insurance market.
What do you want to do now?
A quick guide to your benefits
- 3 products to choose from - No Pre-existing Conditions cover1; Medical Declaration cover2; Medical Screening cover3
- Cover available for both single trip and Annual Multi-trip policies up to age 79
- Nil claims excess
- More pre-existing conditions covered than other insurer
- The price we quote is the price you pay – no extra costs
- Travel supplier insolvency cover included in the price
- UK call centres
What do you want to do now?
1 Our No Pre-existing conditions cover is underwritten by Ageas Insurance Limited
2 Our Medical Declaration cover is underwritten by Mapfre Assistance
3 Our Medical Screening cover is underwritten by URV Reiseversicherung AG
"An offer well worth considering..."
Club Together member, Tony Rose, met with Antony Martin, Rock Insurance’s Managing Director, to review the offer.
Tony’s rating...
How does Rock hold up against our 5 golden rules for a ‘better deal’?
Honesty
Simple, straightforward policies
Price guarantee
Competitive rates not inflated by hefty excesses
Service
Rock isn’t a company that’s too big. Its call centre is on site.
Recognition
Great deals available to Club Together readers - with age limits that seem sensible
Information
Rock’s policy is very simple and less stringent compared to others
Overall score: 22.5/25
Tony: “What’s special about your Club Together travel insurance offer?”
We offer nil excess on claims.
There are a few nil excess travel insurance products out there, but they tend to all be for customers under 65.”
We don’t ask intimidating medical questions
We don’t link our prices to your medical history. The price is based purely on age bands. If you fit the simple one-page medical declaration (and 80% of the over-50’s do) then that’s the price you pay. No extra costs. Club Together travel insurance is a policy where one simple medical declaration means one low up-front price purely dependent on which age bracket you’re in. The price we quote is the price you pay – no extra costs.”
We listen to your feedback
We’ve learned from you that travel insurance is not always a one-size fits all requirement for the over 50’s. As a result we have introduced two new policies for you – one that provides even more reassurance for pre existing medical conditions and the other a lower cost policy for those of you who are fit and healthy – a growing trend in our aging population. The advantage is a wider choice of cover for policies tailored to your needs at a range of costs to meet your pocket.”
Tony: What can Club Together Readers look forward to this year?
“Great news – we’ve also included insolvency cover within the Club Together policy – this means that if a supplier of a component part of a holiday goes bust then you can claim for any monies lost or for a replacement holiday – we think this is imperative in today’s economic climate.”
What do you want to do now?
Get a Quote
Make great savings on great cover
Rock has tailored this cover for people aged over 50 as they fully appreciate the penalties usually applied to people in this age range. To suit different budgets and needs Rock have designed 3 different products, all specifically for Club Together – with this range of policies you are bound to find cover to suit your needs!
Find out how much you can save on travel insurance.
For quotes, call: 0800 091 2844, and remember to quote CTWeb1 for this exclusive Club Together offer.