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Peace of mind for you and your family

Club Together members tell us that it’s important for them to sort things out for the future so they don’t cause their family any unnecessary hardship – and that includes taking care of their funeral arrangements.

It’s a sensible move. The rise in the average cost of a funeral has outstripped inflation in recent years and by 2016, it’s estimated that it may increase to as much as £4,751.

So we think the deal that we’ve been able to negotiate with Dignity Funeral Planning will give lots of our pension members and their families more peace of mind. Not only does it allow you to pre-pay for your funeral at today’s prices but it also includes a £50 discount and Club Together will give you £100 cashback when you take out a plan.

Who is providing this Funeral Planning service?
The Guaranteed Funeral Plan is provided by Dignity. They launched the very first funeral plan in 1985 and since then over 480,000 people have trusted them to pre-arrange their funeral.

What do you want to do now?

Fix the cost of your funeral at today’s prices

The Guaranteed Funeral Plan from Dignity guarantees to accept Club Together members aged 50 and over, with no upper age restrictions and no medical or health questions asked.

You can pay for your funeral in advance and beat the rising costs because, no matter how far in the future it may be, the cremation services provided by your funeral plan will be locked at today’s prices. Club Together is also offering £100 cashback, especially for Club Together members who take out the plan.

A helping hand for your family
Once your funeral is paid for, it’s paid for – so your family won’t have to worry about finding the money at an already distressing time. Nor will they have to stump up the cash while they are waiting for probate.

Choose how you wish to pay
You can pre-pay for your funeral in a single lump sum, over 12 or 60 months, or agree a payment period that suits your individual needs. It is a fixed-cost plan so when it’s paid for, there won’t ever be another penny to pay.

Ensure your wishes are carried out
As well as guaranteeing to pay for your funeral service in full, the Guaranteed Funeral Plan takes care of all the funeral arrangements. So, when the time comes your family won’t be left wondering what kind of funeral service you wanted. They only have to make one phone call to Dignity to set your plan into motion. Your loved ones will then receive personal attention, compassionate guidance and Dignity’s complete and expert support to ensure everything is carried out in accordance with your request.

What do you want to do now?

A quick guide to your benefits

• £50 discount and Club Together £100 cashback offer
• Beat rising funeral costs with a price fixed at today’s rates
• A practical way to reduce the financial and emotional strain on loved ones
• The services outlined in the plan are guaranteed to be paid for in full
• The best way to ensure your stated wishes are acted upon
• Acceptance guaranteed for Club Together members age 50 or over
• Your family will receive personalised attention, compassionate guidance and complete support
• The only plan with a free bereavement counselling service
• The only plan with a 24/7 UK call centre
• If you accidentally failed to inform your family of the plan and they went ahead and arranged your funeral, Dignity would give them their money back

What do you want to do now?

"Club Together members get a better deal than the public"

Club Together member, Chris Gardiner, met with Steve Wallis, General Manager for Dignity Funeral Plans, to review this offer.

"I’m considering buying this plan for financial reasons – the benefit of freezing the funeral price now – especially as I hope to have another 30 years ahead of me."

Chris’ rating...
How does the Guaranteed Funeral Plan hold up against our 5 golden rules for a ‘better deal’?

Honesty
They struck me as open, genuine and helpful

Price guarantee
Quality service, competitive pricing, large savings for the future

Service
98% customer satisfaction

Recognition
Club Together members get a better deal than the general public

Information
Free information pack available. Steve from Dignity was very helpful 

Overall score: 24/25

Readers tell us the wellbeing of our families is a priority and that issues surrounding our own mortality are a worry. The buying clout of Club Together readers has enabled us to negotiate an offer that covers both areas.

Club Together reader Chris Gardiner went to meet Steve Wallis, General Manager for Dignity Funeral Plans, to review what’s on offer to our readers. Chris recently arranged his mother’s funeral himself. our readers have been asking us for a better deal on everyday healthcare. We’ve found the best deal with the best supplier in the country.

Chris: “Why buy a funeral plan now?”

Steve: “Peace of mind. To know your family won’t be left to organise or pay for your funeral. A funeral plan removes extra stress for your family at an already distressing time.

“Pre-arranging your funeral helps you take control of your own affairs and states your exact wishes.”

Chris: “Can you choose everything for your funeral so that all your relatives have to do is call?”

Steve: “We can save your family from unnecessary stress. We could arrange the whole thing. “More often we assist. We contact the funeral director within an hour of the person passing away. We pay the bill and make the arrangements. The family see the funeral director and can add any personal touches they like.

“Also a lot of people don’t know what to do when someone dies: 53% of people turn to a telephone directory or a website.“We provide stringently vetted funeral directors in your area so you don’t need to worry ‘are they going to do a good job?’”

Chris: “What financial reasons are there to buy a plan now?”

Steve: “Your funeral is guaranteed at today’s prices. The average cost of a funeral in the UK was over £2,500 in 2008 and it’s predicted to be over £3,500 by 2017.

“Your family won’t be left with a huge bill. The money you thought would pay for your funeral could be locked in probate. This could force your family to find the money themselves or delay your funeral.

“A funeral is not subject to inheritance tax and is excluded from calculations if you go into care.  It’s projected that one in three people will end up in care. Unless you’ve had advice, the local council could leave you with just £13,000. Out of that your family may have to pay your funeral expenses – unless you have a funeral plan.

Chris: “What are you doing that’s special for Club Together readers?”

Steve: “There’s substantial money off for Club Together which the general public can’t get.“We recognise that, collectively, Club Together readers have tremendous clout so we will give each customer £50 discount and £100 cashback  when they take out a plan. And the more who take up this offer, the more we can do for Club Together customers.”

Chris: “Who are you and why should we trust you?”

Steve: “Our business is entirely focused on getting it right first time for the families we are privileged to serve.

“Ninety-eight percent of our customers say they would recommend us to friends.

“Dignity launched the first funeral plan in the UK in 1985. We own over 550 funeral directors and work with hundreds more so we can cover all the major towns and centres. Many have been operating for hundreds of years.

“We work with LV=, Age UK, Skipton Building Society, the Daily Mirror, Daily Express and ASDA.

“Find out why over 480,000 people have trusted us to pre-arrange their funeral.”

What do you want to do now?

Fix the price of your funeral and save £1000s

Dignity will be happy to send you a copy of their brochure on request as well as a £50 discount voucher for you to use if you decide to take out a plan.

The brochure clearly explains everything you need to know about the Guaranteed Funeral Plan, including how much it costs and what’s included in your funeral arrangements.

You are under no-obligation and you will receive a FREE pen, just for enquiring plus Club Together is offering £100 cashback when you take out a plan!

For a no-obligation brochure, FREE pen and £50 discount voucher, call free on: 0800 988 1918 quoting ref. XA03ACND

Or you can visit the Dignity website by clicking the button below and requesting an information pack today

Request a Pack